Truth In Refi — About
Buying, selling, or refinancing a home is one of the biggest financial decisions most people ever make. It’s also one of the most confusing. There’s noise everywhere, opinions everywhere, and plenty of people trying to sound like experts without being the ones who sit across from real buyers, real sellers, and real agents when the numbers actually matter.
Truth In Refi exists to cut through noise with clarity and actionable guidance
I focus on the details that actually shape how people move through the process — the small things, the practical tactics, and the way we frame choices so they lead to better outcomes. A lot of the stress in this industry comes from not knowing what matters, not knowing what doesn’t, and not knowing what deserves attention at the right moment. My goal is to make those things clearer and easier to navigate.
I’m a Senior Loan Officer licensed in NH, MA, and ME. I work in the trenches every day with buyers and existing property owners who are trying to make smart choices in a market that changes constantly. I see what helps, what slows people down, and what creates unnecessary pressure. I also see how much smoother things go when people understand the process instead of reacting to it.
This publication is where I share what I see, what I’ve learned, and what I believe can genuinely help people make clearer, more confident choices. Whether you’re buying, selling, refinancing, or advising clients, my aim is simple: give you the information and perspective that actually make a difference when you’re dealing with real money, real timelines, and real lives.
If you want straightforward guidance and a better way to navigate major financial choices, you’re in the right place.
Who’s behind this
Truth In Refi is written by Gary Field — a mortgage expert and homeowner who grew frustrated watching consumers struggle to separate noise from meaningful information. This publication is a step toward giving buyers and homeowners the clarity and tools they deserve.
Truth In Refi is a publication of Truth In Refi LLC, written by Gary Field.
© 2026 Truth In Refi LLC. All rights reserved.
